Your Share Of The Money Supply Is Shrinking Imagine a pie that represents all the money in existence. When you earn and save, you’re building your slice of that pie. You work hard, you sacrifice consumption, you delay gratification—all to make your slice bigger. But there’s a thief you can’t see. While you’re working to […]
Safety Is An Illusion That Costs Everything Modern finance promises safety. FDIC insurance protects your deposits. Diversification reduces risk. Regulators watch over markets. Government backstops prevent catastrophic failures. This safety comes at a price—and that price is mediocrity. When you eliminate risk, you eliminate the possibility of extraordinary reward. Your savings account pays 0.5% while […]